> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sarafa.ss/llms.txt
> Use this file to discover all available pages before exploring further.

# Send money

> Send money from a merchant wallet.

Use **Send money** to pay people, businesses, bank accounts, and mobile money numbers.

## Create a transfer

1. Open **Send money**.
2. Choose the transfer type.
3. Enter or select the recipient.
4. Enter the amount and currency.
5. Review the fee, rate, and received amount if shown.
6. Confirm the transfer.
7. Save the reference for reconciliation.

## Transfer options

* **Sarafa ID**: Send to another Sarafa account.
* **Bank account**: Send to a local bank account.
* **Mobile money**: Send to a supported phone number.

Review recipient details before confirming. Completed transfers may not be reversible.