Use Send money to pay people, businesses, bank accounts, and mobile money numbers.
Create a transfer
- Open Send money.
- Choose the transfer type.
- Enter or select the recipient.
- Enter the amount and currency.
- Review the fee, rate, and received amount if shown.
- Confirm the transfer.
- Save the reference for reconciliation.
Transfer options
- Sarafa ID: Send to another Sarafa account.
- Bank account: Send to a local bank account.
- Mobile money: Send to a supported phone number.
Review recipient details before confirming. Completed transfers may not be reversible. Last modified on July 7, 2026